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Learn how factory pre-engineering, automated lumber cut optimization, and nationwide distribution facilities allow owner-builders to act as their own project managers without holding a general contractor license. We examine state owner-builder exemptions that legally authorize homeowners to pull residential building permits and supervise subcontractors, eliminating customary 20% general contractor overhead margins. Discover how computerized factory saws calculate exact stud usage to cull out defective lumber, reducing jobsite dumpster fees by more than 50% compared to traditional on-site stick framing. We break down the real-world economics of framing labor, demonstrating why pre-assembled wall panels and engineered trusses cut on-site carpentry labor by 40% to 50%, accelerate construction loan draw cycles, and eliminate subcontractor fatigue. Finally, explore how our regional production network delivers a complete, guaranteed-price pre-engineered panelized home package and see how our owner-builder kit home packages provide the structural calculations and technical blueprint documentation required to pass any municipal plan check.Key Q&A Highlights from Episode 99
Q: Do homeowners need a licensed general contractor to pull permits and build a panelized kit home?
A: No, municipal building departments across the United States include statutory owner-builder exemptions that allow private individuals to pull permits and supervise the construction of their personal residence without a general contractor’s license. While trade-specific subcontractors (such as electrical or plumbing installers) must typically hold valid trade licenses, the property owner retains full legal authority to manage site logistics, order materials, and schedule inspections directly.
Q: How does automated factory lumber cutting reduce jobsite dumpster and disposal fees?
A: On conventional stick-frame jobsites, carpenters frequently cut short blocking or cripple studs from full-length 8-foot boards, discarding the off-fall into rented dumpsters. Panelized fabrication plants utilize computerized saw software that analyzes the entire production run to nest multiple component cuts within individual boards, recycling remnant wood into other panel members and cutting on-site waste disposal expenses by over 50%.
Q: Why does assembling a panelized home reduce framing labor costs by 40% to 50%?
A: Traditional on-site stick framing requires skilled carpenters to hand-measure, cut, square, and nail together individual studs, headers, and sheathing sheets on an open subfloor. A panelized package delivers pre-assembled, factory-sheeted wall sections and pre-engineered trusses with clear placement schematics, allowing a lead framer and general laborers to stand the weather-tight shell in days rather than weeks.
Q: How do structural engineers document beam load paths to prevent municipal plan check delays?
A: While non-engineered stock plans often leave beam sizing to prescriptive field tables, an engineered panelized blueprint set includes dedicated structural calculation packets detailing exact live, dead, wind, and seismic loads. Engineers mathematically map continuous load paths from the roof truss bearing points down through headers, supporting posts, shear wall anchor bolts, and foundation footings, giving plan examiners verifiable proof of structural safety.
Q: How does a nationwide factory distribution network maintain guaranteed home package delivery costs?
A: Operating multiple regional manufacturing facilities ensures that flatbed freight routes remain localized, minimizing cross-country transport mileage and fuel surcharges. Standardizing production across regional hubs allows home kits to be shipped strapped securely on flatbed trailers directly to building sites, locking in guaranteed bottom-line delivery pricing upfront in the purchase contract.
Steve Tuma: As owner-builders, people don’t need to be licensed. So, no, you don’t need a general contractor, but some people choose to have one because they’re busy or, you know, whatever concerns that they have. So, no, you don’t need to be a general contractor to be an owner-builder.
Host: Hello, everyone, and welcome to episode 99 of the Panelized Prefab Kit Home Building Show. With me today, as he always is, is the president and founder of Landmark Home and Land Company, a company which has been helping people build their new homes where they want, exactly as they want, nationwide and around the globe since 1993, Mr. Steve Tuma. Steve, how’s it going, my friend?
Steve Tuma: It’s doing great. It’s a great day. I think we’re on part four of—well, episode 99, almost hitting 100, but part four of this last series of questions people should ask or that they don’t ask or just very unique kind of curveball questions.
Host: Right, and you’re right: episode 100 is the next episode. That’s quite a milestone. So you’ve got to be kind of jazzed to see the podcast come this far. And it’s just like the company: you decided to have these podcasts, and here we are on our 100th episode. You don’t do anything in a small way, do you, my friend?
Steve Tuma: No, you’ve got to let people know what we do, but also help people in general, because some people decide to build right away, other people it can take years for them to sort it out, get in position to do it. And I’ve had customers tell me they’ve listened to every single podcast, which I think is pretty cool. And they say it helps them think about things and understand what’s going on. And that’s what Landmark’s about, is helping people understand the process so it’s easier for them to manage and build their home. So hopefully these are helpful.
Host: Yeah, and I think they’re probably inspiring, too. I mean, if you’re thinking about building a home, after listening to a few of these, I think you’d be even more gung-ho about diving into it, because one thing that the podcast does and what you do during the podcast is to give people more confidence that moving forward with a house build is doable, and it’s completely within their wheelhouse, even if they don’t know it.
Steve Tuma: Yeah, and we also want to let people know we have the real-life knowledge and experience of building homes, designing homes all over the country so that people sometimes think, “Oh, you know, I’ve got the worst building department, or my building site’s super challenging,” or whatever. It’s like, well, chances are we’ve seen a similar or worse situation where we can help customers through it and kind of helps the learning curve, get some confidence and understanding of their project. That’s a key element.
Host: Well, as you said, we’re continuing our series on general questions sent in by or searched out on the internet by potential homeowner-builders, especially panelized homeowner-builders, because a lot of people are starting to get real savvy about just what a panelized home is. And I guess we could call this part four of our series, but I’m not sure, Steve, that we won’t have part five and six coming up soon.
Yeah, I think it’s a good place to be just to start getting some of the inquiries together and giving you a chance with all these very important questions, give you all the time you need to answer them all. So are you ready to dive in with this episode?
Steve Tuma: Yes, let’s do it. What’s the first one?
Host: The first one comes right off the internet. People want to know if panelized homes are structurally stronger than the alternatives. Now, when they say “alternatives,” I’m thinking, of course it’s stronger than a trailer, but what’s your thought on that, just panelized homes and the sound structural ability and lifetime of these panelized homes?
Steve Tuma: Well, here’s the interesting thing about that. It’s hard to say, hey, compare this to this and this and that, but I can tell you the process that we go through.
On the engineered homes, we go through and a structural engineer looks at every single design to make sure the foundation is right, the shear walls are right, the point loads, posts, headers. The truss designers look at the truss designs, make sure everything’s fine for the loads and wind speeds and things that happen. So we’ve got a very documented home package.
So I think that in itself, because not everyone engineers their home—some people just go through, if they find a local builder, he’s like, “Well, I’ve been doing this for 20 years,” and that’s great—but in our case, we go through and actually document why something’s the size of a beam, the shear walls, the different situations, which puts it in the better side of structurally stronger, because it’s documented.
Where a lot of places in America—some places don’t even have building departments, or they may have a building department that does not have an inspection or even a plan review process, and then in other places, there are more stringent plan check processes and inspections. But even so, my experience is it’s very rare that any building department goes through and literally looks at every feature of the home. They might have certain hotspots that they look at or situations they choose to review, but I’ve run into very few that do an actual complete review of the structural engineering, the architecturals, and make sure that it’s there. And you can kind of tell that just by their checklist questions, and you can also tell that by what questions they initially ask.
So if you have a building department that says, “Hey, just get me plans,” or they send you a list of 500 specific items, we’ll make sure that everything’s covered, but we will also make sure that the house hits the standard that we believe it should be designed and built to as well.
So structurally stronger? I believe so, and we have it to document compared to the typical home, because in our situation, we’ll go through and make sure that beams are sized right. Occasionally, we’ll get a call from a framer going, “Oh, you don’t need this beam here,” and it’s like, “Oh, really? Let me tell you the loads that it’s taking. Let me tell you the load path.” Because we do have an ability to justify everything that we’ve designed and make sure that it’s put together right.
So just by the questions that sometimes we get asked, we can tell that people aren’t used to it.
Also, customers tell us, “Hey, my friend’s building; my house is beefier. There’s more wood, it’s stronger, the headers are different, the way it’s put together it’s different.”
So we’re in the business of making sure that someone has the right home. It’s not necessarily the cheapest—there’s always someone cheaper—we want to make sure the home is built right for the long term. And that’s the important part of what we put together, and we document it, show it on the plans so people, if they have questions, they can ask us about it. They can say, “Hey, why is this here?” or, “Hey, can we adjust this, or can we change something here?”
So I can tell you that the homes are very thought out: architecturally, structurally, energy-efficient-wise, site plan, green codes. So we go through, and it’s not just the strength, but it’s also the proper design for what a customer wants, and the building department wants, and the site conditions require.
So I know we go through the process. I deal with it every day to make sure that the house is put together right. We don’t have people guessing going, “Oh, this beam should work.” No, we have someone calculating it to make sure it does work.
And it’s not just the beams; a lot of it is the connections: how a beam’s connected to a wall, or how a beam’s connected to a foundation. Those things are very important. And there’s a lot of considerations that people don’t even think of that we are considering.
So that’s what we’re proud of, is the kind of behind-the-scenes work that people may not understand they need, but we are definitely taking care of to make sure the home’s right. Even though the home is our customers’, we kind of consider it to be ours. It’s representative of us, so we want to make sure that it’s done right.
Host: Yeah, of course. If you put your name on something, you want to make sure it’s done right. We’re not bringing in houses from China here; these are done correctly. And, yeah, I just don’t think there are a lot of companies out there that really care much about that anymore, so it’s nice to know.
Steve Tuma: We get a lot of referral business, we get a lot of repeat business, and that’s a result of taking care of people and doing it right.
Host: There’s a lot of talk about material waste, and I wouldn’t say it’s rampant out there, people wondering about this, but there are enough to where it’s worth bringing up. Is it true that panelized home building can eliminate a lot of material waste?
Steve Tuma: Oh, yes! The reason being is that we design it and we know what goes into it. So if a house needs so many boards, we supply those boards. And by the plans being thought out, we know what needs to go into it.
We’ve actually gotten plans from outside designers—who knows who they are, but they’re people that design a home—and details aren’t there. So a lot of people will say, “Hey, I was stick-building my home and we had to make 20 trips to the lumberyard.” Well, the reason being is because the plans weren’t clear and they didn’t know what was into it.
And the funny thing about it is if someone miscuts a beam, they don’t come up and say, “Hey, Mr. Smith, sorry, I just cut your $4,000 beam wrong. Let me just pay for it because I’m such a good guy.” It just doesn’t happen that way. They’ll be like, “Oh, you need another beam,” and all these things. So you end up with a lot of real-time design, and inherently it develops waste because people may have to cut something, it doesn’t work, so then they use another board.
But the key point to it—and I had a couple of customers tell me today—it’s like, “Man, the waste was minimal, because everything is thought out.” And also just the nature of the way that we supply the materials, it does a lot to help minimize waste.
Everyone’s seen it where someone needs a two-foot board, so they go cut an eight-foot board, throw six feet away, and then use the two-foot board. Well, in our system, the chances of that happening are minimized. But also within the panelization process, at the actual production facilities, there’s equipment called maximizers, and what they do is maximize the use of materials. So they’ll go through, like on a wall panel or a variety of panels, and figure out, hey, load so many studs into the machine, and it’ll figure out how to cut the studs for maximum usage with minimal waste.
So right there at the production facility, it’s a greener, less-waste type of setup. And in a production facility, if there is, say, an eight-foot board, you need two feet and there’s six left over, that six gets used someplace else. So that goes a lot into the cost control.
What people don’t realize, they say, “Hey, it’s not waste.” It’s like in areas with green codes or other places where people dump properly, if you have to pay for dumpsters, it’s expensive! Dumpsters are also a great way to meet your neighbors when they’re dumping their garbage into it.
So if you can minimize dumpster fees or waste fees, it’s always nice. And it’s also a savings; it’s just easier to keep it clean. So I think our situation and the way that we manage it, the waste is minimized as much as we can to make sure the home is built right, but also not have waste. Waste is just money down the drain, and we’d rather avoid that.
Host: Yeah, there’s so much fine detail in a Landmark home. What you’re talking about, just saving the fees on dumpsters, I mean, you’re going to have to have those costs anyway, but it’d sure be nice to cut them in half. That’d be nice.
Steve Tuma: From what customers have told me, it’s beyond half of what they expected. Because the reality is I’ve never seen someone’s house appraisal go up because they had four dumpsters versus one. So the cost of the additional three dumpsters, they can save or put it somewhere in the house that does add value and enjoyment to the home.
Host: Yeah, of course. You know, at the top of every episode, we talk about Landmark building homes as the customer wants, wherever they want, around the globe and nationwide. But in reality, how far can a panelized package actually ship? How far out?
Steve Tuma: We’ve shipped them around the world. And I know this is something that I’ve seen, it’s like, “Well, panelization, it’s got to ship and that might be a cost.” Well, yeah, it is a cost, but we’ve got 10 shipping points around the country, so we’re very close to where you want to build.
And like when we did projects in Europe, it was cheaper for us to build it here and ship it than it was for them to get it manufactured in Europe and shipped. It kind of surprised me, but it was also the materials they wanted and understanding of certain types of products that we supply.
Basically, you’ve got to make sure the home is strapped down on the truck, and whether it goes a mile or a couple hundred miles, it works out. All our costs are shipping included, so we’re here to give a customer a bottom-line, this-is-it price, a set and guaranteed cost at the time they sign the contract for exactly what it is. So we don’t want to get into the little tricks of this and that.
That’s a key element to it, but we’ve got 10 production facilities around the country, so we’re able to minimize that. It’s not a big component of the cost. There’s rumors out there about this, but it really isn’t. And what we’re actually seeing is the way that we design and engineer the home, the labor savings, the headache savings, the actual cost savings, it’s well worth it to have our materials designed and shipped to the site.
So the end result on the cost, I would say, is pretty insignificant. And we always want to do our best to supply extremely competitive and value-added pricing so that it makes sense for a customer.
Host: You guys at Landmark, you’re locked into so many skilled laborers in these factories. These are quality craftsmen who are putting these houses together before they ship. How much do you think you’re solving the skilled labor shortage by building panelized homes in factories and shipping them out?
Steve Tuma: Well, I think it’s a big thing, because all over the country, skilled quality labor, I’ll call it, is harder to find. I think people will find that in their own life: go find a kid that cuts lawns in the neighborhood. When you and I were kids, every kid’s out shoveling snow or cutting lawns or doing whatever; now it just doesn’t happen.
So the panelization process, a lot of framers like it because they know how much quicker it is. So they could build an extra house or two or three a year, which adds to their profit. It’s also something where they don’t really like being on projects for three and four months; it just kind of develops a fatigue. So within our panelized process, it’s a lot quicker to assemble a home package and keep the project moving, and see the excitement of the build not just on the customer’s face, but also the framers going, “Man, that went up fast.”
So within our panelized package, the way it is, you need like a main framer and then a couple laborers—basically the muscle to hold the wall in place, nail in place, get it put together. And what that does is it makes it easier to find people to assemble the home package.
So we’re able to control the cost in the actual production facilities because it’s a controlled area compared to working out in the snow or mud or rain or whatever an on-site framer would be. So we’re able to control the quality of the materials, but also get the home framed quicker. And framing quicker controls the labor cost.
Labor cost of assembling a panelized package I’ve found is generally 40 to 50 percent of the stick-build cost, which is a tremendous savings.
But it’s also a cost savings in the time. If someone has a construction loan, the interest costs, and it’s also a lot of times there’s shorter building seasons where people are trying to get in before winter. It just allows the project to move along.
So it’s not just in the availability of skilled labor; it’s in how much labor do you need? If it’s less, it’s a big component of it. And I don’t think AI is taking framers’ jobs away. So it’s something that’s very important and part of what is built into the Landmark Home and Land Company panelized building phase, design, and building processes.
Host: I know so many contractors, and it’s like you say: you at Landmark love what you’re doing. You personally just enjoy helping people build houses. And I know a lot of contractors take so much pride. They drive by months, years later: “I built that house.” And it’s a sense of pride that there’s a family living in there now.
And that must be the same at the factories that you work with. Those builders take a lot of pride in putting those houses together, and even though they know they’re probably not ever going to see the finished product, they’re building a house that somebody’s going to live in and have a life in.
Steve Tuma: Yeah, I’ll actually send pictures of the plant and say, “Hey, guys, here it is.” And then we actually had a situation once in northern Michigan, one of the guys from the plant drove by one of our projects. He’s like, “Steve, I saw this house going up in northern Michigan.” And it was kind of cool.
So, yeah, it takes pride to do it right. You don’t want to work with grumpy people; you want people that are energized for what they do, and that just makes for a better home, it makes for a better experience, and I think that’s what it’s about. Building your own home is hard, but when you’ve got the right team, it just makes it that much better.
Host: Yeah, something about creating something with your own hands, even if you’re not the final owner of the thing, you just have a hand in it, it’s still just a great feeling. And I imagine that the Landmark factories that are building these houses take just as much pride as you guys do, which is nice to know.
Steve Tuma: Yes.
Host: There’s a question—we’ve gone over sort of a variation of this question a couple of times in the past, but it keeps coming up, so why not throw it out there again? But let’s talk about general contractors: Do you actually need a licensed general contractor to build a panelized kit home? Is that good advice, or is it something you should never build a house without?
Steve Tuma: Well, it depends on the situation, because as owner-builders, people don’t need to be licensed to pull permits and build their own home.
So, no, you don’t need a general contractor, but some people choose to have one because they’re busy or whatever concerns that they have. So, no, you don’t need to be a general contractor to be an owner-builder.
I’ve never run into a place anywhere in the United States that demands that you have to have a general contractor to build your home. So if you’re building your own home, you can do it. You just go in, you apply for a permit and do it.
And if you’re doing certain work on the home, that person doesn’t need to be licensed, but theoretically, if you hire someone, they should be licensed if it’s a job that needs to be licensed. So there’s ways we can guide people through it, but a lot of the building departments will explain to them what needs to be done.
And overall, from what I’ve seen, the licensing issue isn’t a big deal because people want to build a house right. So if they don’t understand electric, they get a licensed electrical subcontractor and go put the house together.
Painting, you don’t always need to be licensed; maybe there’s a business license or something in the area, but if you want to paint your home or put siding on, generally that’s not something that needs to be licensed. But even if they do request a license, if you’re doing work on your own home, you don’t need to have a license is what our experience is.
Now, the general contractor: some people choose to hire someone. They’re busy, have multiple projects, whatever it is. They may choose to hire a general contractor or a job coordinator-type person to manage things, take care of issues on the site, make decisions, make sure materials show up for the crew, and different things like that.
So that general contractor, at least today’s version of a general contractor, is more a person that coordinates things. That general contractor typically is not actually out there doing work themselves; they hire subcontractors.
So the main question is, no, you don’t need a general contractor to build a panelized home if you’re doing it for yourself.
Now, some places will have things where you can only build one house every two years, so you can’t become in the building business and do a house a month and say, “Oh, it’s for me.” They’ve caught on to that game. So if you’re going to do a house, in general, every two years or less, you don’t need to be licensed for it. They just want to know that you’re doing the right thing.
And I think what really helps people is our set of plans is very detailed, very specific, so it gives a higher level of comfort to building departments knowing that they’ve got a great set of plans that’s been thought through and they’ve got support from a company like Landmark Home and Land Company so that they have the knowledge to go through and avoid goofy little mistakes. Because everyone wants the home to be built in a reasonable amount of time and they want it to be quality.
So that’s how we can help. And our customers, some have built homes, some haven’t, but they all have the aptitude and desire to do it right, so they check things out or ask questions or work with the right people to get it done right. So the end result is a quality, well-built home. Everyone wants that, and that’s how we help people.
Host: As we close out episode 99, I’ve been thinking about what our 100th episode could be. And I kind of decided a few days ago, and I’m going to run it by you just because, but you have so much passion for this. The way you talk about it comes from a place of not just—this isn’t just a job for you or just a business. You’re into this!
I think our 100th podcast episode is going to be me just allowing you to talk about some of the cool projects you’ve worked on with the weird stuff, like indoor pools, or we’ve talked about people putting elevators in their houses or underground parking where there’s turntables where the cars can automatically turn, stuff like that. I’d love to just talk about what you over the last 33 years—what are some of the most exciting projects that you’ve had? And I know you love even building the basic four-wall homes, but this has to have been a good journey for you, man.
Steve Tuma: Well, here’s a little hook for people to follow: you brought up the dazzling stuff, but sometimes it’s the story behind the house.
Sometimes you can say, hey, a guy had a 17 Ferrari collection—17 Ferraris from the ’50s that he had—or this person had an airplane, or this person had a boathouse or whatever it is. But sometimes it’s the passion of what customers did and why they’re building the house, which is the most amazing part.
And some of the houses that have the most amazing stories aren’t necessarily the most dazzling houses. Some of them are; it’s incredible the type of people we’ve worked with, what their reason for building is, but sometimes it’s that very modest home where you sit back and go, “Wow.” An “only in America” type of a story.
Host: You know what’s going to happen, because Landmark’s been around over 30 years now: there’s going to be a time when Landmark will have been around 50 years, and there’s going to be a time where some famous movie star, some famous athlete, or some famous politician will be able to say he grew up in a Landmark house!
Steve Tuma: Yeah, well, we’ve helped a lot of people that have gone on to do different things, some publicly significant, others that are just good neighborhood people that have done just great things in the neighborhood.
A lot of customers we keep in touch with over the time. In fact, there was a house we did a couple of years ago, the customer called me last Friday, saying, “Steve, I was so used to talking to you, I haven’t talked to you in a while, what’s up?” We talked for an hour about different stuff with the house, what’s going on with his kids, and what’s going on in his life. And it’s kind of a unique bond to really help people.
So, yeah, the hook to get people to listen is: the houses are amazing, the stories behind the house are sometimes little tearjerkers. So it’s kind of amazing, actually.
Host: Yeah, you’ve got to be happy, you’ve got to be proud of what you’ve accomplished.
Steve Tuma: We had a customer—this was last summer, I was sitting around on a Sunday afternoon just taking it easy, I just got done exercising, I checked the email, and someone from 20 years ago sent an email to say thank you, they love the house. It’s like, wow! So people remember us. They call, we keep in touch.
So it’s pretty amazing to see what this is. It transforms lives. It’s almost—I almost kind of think the business we’re in is opening the next chapter, whether people are getting married, or the kids flew the nest, or it’s a vacation home, or what I call the heirloom homes where everyone gets together. That’s kind of an interesting scenario as well. So it’s kind of like, hey, here’s your next chapter, let’s go enjoy it.
Host: That’s good stuff, man. Even in the subtleties when you describe things, there’s still a passion there for building and putting people in houses. It’s pretty cool.
Steve Tuma: Well, it’s the environment that we’re creating, that we’re helping create. They have an idea; we’re just kind of formalizing it and bringing it to life.
And it’s pretty amazing to see what happens. I’ll be sitting around and I’ll get a text: kids’ first birthday in the house, the new puppy, the holiday decorations. We’ve had people specify that they need to have a 19-foot-tall Christmas tree in their living room, and it’s got to be lit up so you could see it on the land. It’s pretty cool, and we’ve achieved it all.
So if anyone wants to call us up with some other curveballs of this or this or that, we’re all on it. That’s the fun part. Whatever we can do to help, we’re here.
Host: Well, I’m going to be out there beating the streets and looking for questions to keep you on your toes as much as I can for many episodes to come.
But that’s going to wrap it up for this edition of the Panelized Prefab Kit Home Building Show. But Steve, as we always do before I let you go, I’d like to give you the time to let the listeners know just how to find out more about your company, Landmark Home and Land Company.
Steve Tuma: Best thing to do is check our website out. It’s up 24 hours a day, and you can go to it: it’s LHLC.com, basically the initials Landmark Home and Land Company, LHLC.com. And on there, there’s these podcasts, some videos, a whole variety of plans, discussions on what we supply, how we do different things.
And what a lot of people end up doing is look at the plans, say, “Hey, I like this house,” and right there from the plan, they could send us an email to introduce themselves, tell us about their project, and we can follow up.
If they’d like to call, they can call 800-830-9788, and Mike will answer the phone and you can have a talk about the different parts of your project and how we can help. We are very proactive; we answer the phone, but if for some reason you do get voicemail, we will call back right away. We are proactive and do want to help our customers, and communication is a big portion of it.
At a certain point, after you work with Mike and you want to start the process, I’ll get involved and we will move forward to get your plans going, work out site conditions, energy code conditions, structural design, and other details to get your plans going and your project up and running.
If someone wants to call me direct and ask me a question, my direct cell phone is 708-205-2043, and we can talk about their project and the ins and outs of it and just figure out a way to get started.
So here we are: 99. Next time, it’s 100.
Host: That’s right. There it is: episode 99 of the Panelized Prefab Kit Home Building Show is now officially in the can. And the next time you hear from us will be the big 100th episode, and I’m looking forward to that one for sure.
Meantime, thanks to all of you for listening to the Panelized Prefab Kit Home Building Show. So for Landmark Home and Land Company President Steve Tuma and myself, have a great week ahead, and we will see you next time for the 100th episode. Thanks, Steve.
Steve Tuma: Well, thank you. Have a great day.
