Rebuilding After Disaster: How to Navigate Insurance, Permits & Design Costs

Show Notes: Discussions about the complex realities of rebuilding after natural disasters — including fires, hurricanes, and floods — in places like California, Hawaii, and the Florida coast. With 32 years of experience helping families design and build their homes, Steve offers expert insights into navigating difficult insurance claims, understanding local permit and zoning changes, working with tight budgets, and reimagining fire- and weather-resilient homes. He shares real stories of homeowners rising from tragedy with renewed purpose — including one Landmark home that survived the devastating Paradise, CA fire. For anyone facing recovery, insurance confusion, or structural rebuilding, this episode is a must-listen blueprint on surviving setbacks and turning loss into a long-term opportunity.

Transcript:

Steve Tuma: These developers are going in and buying two or three lots to put up bigger houses. Something’s going to happen economically with the comeback of these homes. It’s an opportunity in a way.

Interviewer: Hey everyone and welcome to episode 68 of the Panelized Prefab Kit Home Building Show. With me today as usual is the president and founder of Landmark Home and Land Company, a company which has been helping people build their new homes where they want, exactly as they want, nationwide and around the globe since 1993 — Mr. Steve Tuma. Steve, how are you doing?

Steve Tuma: I’m doing great. It’s been a great time. You know something interesting — I just remembered it — Landmark turned 32 years old last Monday.

Interviewer: How could you just remember that? That’s an important date.

Steve Tuma: Well, we celebrated a little last Monday and here it is, you know, it’s just a busy day today. But yeah, it’s pretty amazing. Thirty-two years of helping people design their home, build their home, work to find out if their land is easy to work with or a little harder — you know, get over the challenges of land, work through details with the building departments — you know, just making sure we give our customers what they need so that they have a successful build.

You know, owner-builders — they have a different set of needs, and we’re completely set up to help them through the process, as are we with contractors, if they want to go use our services for plans and building department issues and the panelized package. It’s just a lot more control and understanding and makes it easier for our customers.

Interviewer: 32 years — it’s a long time. So congratulations anyway.

Steve Tuma: It’s amazing. You look back at all — just all the changes in the building industry, the ups and downs of things going on in the world. But one thing’s constant — have a good time, take care of customers, help people build a better house than they could get anywhere else. And it keeps on working. So if I live another 32 years — we’re going to be here.

Interviewer: That’s reassuring.

Interviewer: Today I thought we’d address some of the issues facing those who have, you know, such as the devastating fires and hurricanes we’ve seen in the U.S. over the past few years — and including the Southeast and Los Angeles and Hawaii. And I know with your knowledge, you’re the one person who can help us weed through all the information and misinformation and give us some insight into the ins and outs of building and rebuilding in these areas. Can you dive into that?

Steve Tuma: Oh yeah. The disasters — you know, whether it’s a flood, a hurricane, a fire, you know, big snow — you know, a localized fire to an individual house or something where a whole community gets wiped out, or like in Hawaii with the lava flows — you know, they’re each tragic.

But the reality is, is the solution to all of them is kind of the same, and the processes that have to go through.

First of all — people, insurance. It’s one of these things where sometimes people go out and, you know, buy insurance and their agent’s like, “Hey, I got you a low price,” which is great — but typically, the insurance is there for the bad day, where you want to know that coverage is there.

And what a lot of people find in these is that they paid for insurance, but what’s covered or how much is covered — under what terms?

And that’s something that people should really learn when they’re purchasing their insurance, because hopefully you never have to use it. You know, insurance is kind of one of those things — you can’t afford it either way. You can’t afford to pay for it, but you also can’t afford not to have it.

But the thing that comes into it is, sometimes people go through and say, “Well, it’s a cheap price.” Well, okay — so if you bought a house for $200,000, or say $400,000 ten years ago, and your coverage is still for $400,000 plus a little bit of a perception of a bump for yearly inflation — you may or may not be covered, because the actual cost to build, the insurance company may have different opinions… or code updates Or if you’re in an area like Paradise, California was way back — and still kind of is — or Los Angeles, where there’s a big thing, people aren’t building at cheap market rates. Things get expensive. There’s only so many contractors and material suppliers to do things. You know, how can you get it done? And code updates.

So people — hopefully you never have to experience it — but check your insurance. And even if your agent says, “Hey, I got you a low quote,” ask them in detail what it means and how much it covers. And if they say, “Well, your area should cost X amount to build…”

Well, I had a customer whose insurance agent told them it cost $250 a square foot to build in Southern California — which, hey, maybe you could do under certain conditions, in certain neighborhoods. But if you’re building along the coast, or mountains, or any other place — $250 is exceptionally hard to meet.

With owner-builder projects, you might be able to get close to that depending on the design and costs and what’s covered. But the point that I’m getting at is — really understand the cost of building a home.

Now, different places… you know, if you go build in Iowa and a house burns, the cost can be considerably less. Some customers have done it at $90, $100, $120, $150 — depending on the design. So each area is different.

But in general, these disasters are, you know — like in Florida, the hurricanes on the East Coast — the fires are more in some of the Western states and the ones that border the Pacific.

So I’m telling people — look at your insurance, make sure that it’s covered, and check it for yourself.

And some of these companies have things where they’ll insure it for a certain price and then add 50% for just higher costs — you know, code updates, demand updates, whatever it may be. That’s one of the things that people should look at, because you’ll hear about people and they’re like, “Oh, I’m not going to rebuild. My insurance is screwing me or hurting me.”

It’s like — well, I don’t know if their insurance is right or wrong. But if you insured your house for $400,000 and it costs $700,000 to rebuild, that’s not having the right policy. So I don’t want to take sides on if insurance companies are right or customers are right. I’m just saying — look at it for your situation to understand what is going on.

Interviewer: Right.

Steve Tuma: And also things — these coverages generally aren’t resolved instantly. It could go on for a while, and it’s an emotional toll. And make sure that you have some way of living someplace else. And some of these policies will pay you — will give you X amount of money to find alternative housing.

The point that I’m getting at is — it’s not just the issue of rebuilding. It’s the emotional toll that the people go through.

Interviewer: Oh yeah, of course.

Steve Tuma: So it’s not just the toll of — your house is gone, your pictures are gone, your important papers are gone, your car melted or got blown away or washed to sea or whatever it is.

It’s the whole situation of actually going through and navigating the details with the insurance companies, and navigating the details of knowing what you rebuild, what’s on site, the twists and turns of the building department.

Now we can help you on getting a clean design, get things worked through, work with you on our pricing so you understand what’s going on.

But a lot of the big things that I see is — people think, “Hey, they’re going to get this insurance person. The adjuster was just a nice happy person…” But then as they go through the process — the reality of what they have to rebuild…

And we’ve actually run into situations where someone has a home, say insured for a million or a million and a half — and they had an older home that was 3,000 square feet. So they think that, hey, they’re going to rebuild a house for 3,000 square feet.

Well, after they get the cost for the million dollars, maybe they can only do 1,500 or 2,000 square feet.

Interviewer: That’s a hit.

Steve Tuma: Yeah. Well, that’s one of the things that we help people navigate. Because a lot of times they have this idea of, “Oh, insurance is there — just this happy group of people are going to come out and just throw money at me and make sure that I’m fine.”

You know — really check your insurance. There are some companies that my customers have said have been very smooth. They work with you. They get it taken care of.

But I’m also thinking that some of those people maybe paid attention to their insurance policy up front — to know that they had coverage, kept it updated as costs went up, or just different things happened in insurance. So it’s pretty interesting.

States also have, like, uninsurable properties — by the publicly available companies. A lot of states have a state policy — like their FAIR plans — where they will help insure uninsurable properties. But sometimes there’s limitations.

So if you have a $7 million home and their FAIR plan only comes up to $3 million — there’s a downfall. So there’s a lot there.

So I don’t want to, you know, be a grim reaper on stories, but it’s kind of better sometimes to do your homework up front — make sure you’re covered — so if you hit that unfortunate situation, it’s a lot easier for you to get through.

And then the emotional toll. A lot of people, they go there and they’re like — in Paradise, I remember that — people said, “My car melted.” You know? And they sent pictures.

So sometimes it’s like — okay — so in a town like that, or the big hits in Los Angeles — who rebuilds? Do the houses show up, and then the gas stations? And then the schools? And then the roads?

And then when they look at the problem, it’s like, “How does this go?” So there’s also a little bit of jockeying and sorting things out.

You’ve got to be fair with the government. They’ve got a big problem. Hey — do they have to have new fire hydrant systems? Do they have to have new water systems?

How do you clean up 10,000 burned things with the environmental issue?

So I would expect in any disaster that it’s going to be a bumpy road, and people should be prepared for that — the emotional hit, the situation of dealing with the insurance companies, the situations of your understanding of what can be rebuilt.

And the person rebuilding — our customer — also has to be realistic in the expectations. Just because a hurricane blows your home over, doesn’t mean that they’re going to give you all this money to give you this mega palace.

Interviewer: Right.

Steve Tuma: You know, it’s got to work within the confines of the insurance and whatever cash you choose to put into the project.

So — don’t want to be a grim reaper. We’re positive people. But sometimes there’s a reality focus. Avoid the issue up front. Get the right insurance if you’re in one of these places — or have enough money yourself to cover it, which most people don’t.

So that’s it.

And we can help people through the process, and our understanding on, like, the building department requirements and different things like that.

So it’s interesting — in a lot of places like Los Angeles, you know — the Palisades, Altadena, all those communities — there’s a lot of the building departments in the state have said that, hey, if you’re building a “like” home, they will supposedly fast-track it.

Now, we’re going through a couple of those now, so we’ll see what this quote “fast-tracking” is. But there’s little catches on that.

You can build the same or, like, maybe up to 10% bigger. But we’re wondering — hey, does it have to be the same design? How are you counting this 10%?

And then, where the catch that people are coming into is — that’s of permitted properties. So, if you had, say, a 2,000 square foot home with a 500 square foot garage, that’s 2,500 square feet. In theory, they’ll let you go 250 square feet bigger — 10% — but maybe it’s only of the house, not the garage.

But whatever — say 2,700 square feet that you can build. And say there was an unpermitted addition, or there was an unpermitted ADU in your backyard — you’re going through the whole regular process.

And if you have to deal with Coastal Commission or other situations, it could be a little bit of a ride.

So I’ve watched those things on TV where everyone says, “Oh, we’re going to fast-track it. It’s great.” But the last thing that I heard about it is, like, a couple hundred permits have been issued — out of what I’ve heard is 10,000 buildings that have burned.

Now, not everyone’s going to rebuild or move that quick. So I would just expect a little bit of a bumpier ride.

But hey — at Landmark we’ve been through the different building departments. We understand their processes. We can tighten our processes up. We already have great processes.

But just do things to try to streamline it so that they have less checklist items if they choose to bounce something back.

I just don’t know — with this huge amount of building permits, are they actually getting more people to process the permits and do the permit reviews? Are they going to go there and double and triple their people to have a better process?

So that’s something that we’re going through right now with some homes. But the point is — it’s going to be a lot of hard work. We’re all set up for it. I would expect some bumps along the way, but we have the full architectural, engineering, energy code, green code — for any disaster in the U.S.

We’ve already done a bunch of hurricanes and prior fire ones, and we’re getting involved with the Los Angeles ones now.

So it’s like any other time. You just have to find out the procedures, the different processes that might come up, and potentially little curveballs — develop a plan and methodically work through it. So that’s how we can help.

Interviewer: Yeah, what you said earlier — nobody wants to be a party pooper. But when the actual party is a gale-force hurricane that blows your house over — better to listen to the party poopers earlier than later.

Steve Tuma: Well, the thing about it is — you hate to hear these people, that they just paid off their 30-year mortgage, or they’re halfway through, and they had this equity… and because of a lack of insurance policy review, they’ve essentially been set back 20 years.

It’s painful to hear.

We still do everything that we can to twist and turn and get them a design and get the house that they want. Sometimes you’ve got to say, “Hey, we’ve got to simplify the roofline. We can get you the square footage, but we can’t get you this grandiose design.”

But we still work with them and make sure that it’s a design that they’re happy with.

And then a lot of people come through and say, “Hey, we’re rebuilding it. We’re doing this. We’re doing this. We’re set. Insurance company has been pretty flawless. We’re going to get this going.”

I guess what I’m getting at is — we have thick skin and an understanding of these types of situations. And even in times without disasters, building departments can sometimes be interesting. So we’re completely set up with our architectural crew, our structural design, our green codes, our energy codes, the site planning — to really, really work through this and also look at the rebuild regulations.

Oh — one thing which is interesting that people should know — some of these older communities, if you have a community from the ’20s, ’30s and ’40s, their setbacks — building setbacks — might have been different than the current setbacks.

Or adding ADUs, which they really didn’t do 50, 60 years ago. Adding an ADU into a project — suddenly setbacks can be adjusted here and there.

So there’s still something where we’ve got to look at each project individually. And that’s what we’re here for. We’re willing to do it — talk to people, get an understanding of their project, get them a quote, get them the exact price of our services and products — so that they can then understand how we help and see how it fits into their plan to move on and get their house project going.

Interviewer: Right. Let’s go through the permit process. After an area is hit with a disaster of sorts — how difficult can the permitting — even to build on your own land that’s been burned through — is that a difficult situation?

Steve Tuma: What we’re finding is — there’s the politics of the area. Right now — especially when the fires were going on — you could watch TV and no matter what side of the fence you’re on, you could see there’s a little bit of mayhem.

So the reality is — the building departments already have processes. Generally, they’re the same. You still have to have, say for the Los Angeles fires — Altadena, Palisades — you have to have your architectural designs, your structural designs, your energy codes, your green codes.

They’re saying they’re going to streamline it if you’re building the same or within 10% of square feet. But that’s just begun — so we have to see how it comes out. Because a lot of these places — like when they were doing ADUs — they say that they’d fast track and they’d issue permits real quick.

Well, if the building department personnel work the way they do, they may or may not actually speed it up.

There may be other concerns, like grading plans, or different things that affect it.

And a lot of these — there’s the environmental cleanup. You know, cars melted, paint and whatever’s there — and some of these communities are really specific on that. So we’re set up to make sure that whatever guidelines are required, we can take care of it.

What we’ve seen so far in our own projects is — the guidelines aren’t that much different. It’s more the capacity of the building department and how can they process this.

And then also the miscommunications or understandings of what can be rebuilt. Just because it’s a disaster doesn’t mean you can go double the size of your house and the building department’s going to fast-track it.

From what I understand, they’re only going to fast-track it if you are building the same or within 10% of a permitted structure. So — kind of like I said before — if a property’s got unpermitted things or other issues, they stick you back in the regular process.

Now, we’ll see how this all comes together. But the key to it — in all of our design elements, whether it’s a house that is part of a disaster, not part of a disaster, whether it’s in a place where permitting is simpler, or even in places that are still there in the country where they do not have building departments — we still go through and have a methodical method of making sure that our plans are accurate for building departments, financing sources if they’re involved, our customer, and their customer’s contractors.

So, we have a certain standard to make sure that this is put together — and we’ve been very successful at working with any building department we’ve run into in 32 years, which is a lot of them.

So I actually am not too worried about the fire situations, because we’ve gotten through every other issue where we’ve helped people in disasters — and just sometimes just plain out goofy building departments.

We have a process to get this all taken care of.

So I’m comfortable and looking forward to it, because we’ve got a system that we’ve developed for 32 years — where we look at each project individually, the customer, their needs, the contractor’s needs, the building department requirements — and make sure that the details are on the plans, and then that allows it to move along.

And a lot of these building departments — even though sometimes I like to pick on them — they’re usually pretty good at communicating on what the issue is. It’s just… what are they looking at? Sometimes they’re nitpicking things that you wonder why they’re even nitpicking. It’s just like, “Hey, move it along.”

But either way, if they have a nitpicking weird thing — that’s fine.

And then we could also work with the customer on the guidance of how to work a design and then work with them on different costs and having a good set of plans so that they can work with contractors.

That’s also another thing which is of big concern. We’re in a capitalistic society — supply and demand. Low supply, high demand — costs can go up.

So I’m not sure what’s going to happen on all these costs. I don’t know.

I think that there’s some contractors that my customers are finding — it’s interesting — if the contractor lives in the community, chances are he’s seen you going to church or the store. Some of these are very tight-knit communities. These people have been pretty good. It’s everyone helping everyone because everyone was impacted by this.

And we’re here to help. We want to help people. It’s fun.

Interviewer: We touched a little bit on insurance issues, but I’d like to dig a little deeper into that. I mean, over the years you must have watched a lot of people go through the insurance maze when rebuilding after devastating circumstances.

Let’s see if we can get you to dig in a little more on what kind of issues people are going to run into with their insurance after a natural disaster.

Steve Tuma: The biggest issues that— well, I guess one thing that I found — the general thing is, some people say, “Hey, my insurance people — they’re great. They took care of it. They managed it, and it went through.”

And then there’s some people that are like, “Man, they’re fighting tooth and nail to get anything.”

And I think sometimes there’s a little bit of a misunderstanding on insurance. Some people think their $2 million, 3,000 square foot home burns — that the insurance company’s obligated to give them that exact house with newer toilets, granite countertops, just all the new features — even though their home might have been 30 years old.

That’s not the way it seems to work. It seems to work more that it’s a financial thing — of hey, your house is insured for X amount of money. Whatever gets built for that X amount of money is there.

So they’re not necessarily there to replace everything that’s there. They’re there for a financial covering. And that’s a little bit different.

And then some of these companies seem to have situations where you could add 50% for just upgraded costs — code compliance.

If you took a house — say you took a house with 20-foot ceilings and there was a beautiful view and a lot of glass — the code 30 years ago for the support of the wall around all that glass was a lot different than it is today.

It’s going to cost more to build that. Also, the windows of today and the code requirements cost more. The energy efficiency, the need for solar — all these things.

And that’s why people — hopefully — they have that additional rider where they can get coverage.

So first of all, what I can tell people — and I’m not here to debate what insurance company is good or bad. I actually don’t know all the details. I can only tell you what people said.

But get a quality company where the agent explains to you and takes the time to answer your questions — instead of like, “Hey, I got you a good deal. You should take it. Everyone buys this.”

Well, everyone’s finding out now that they might not get their house rebuilt.

So that’s the key thing.

And then you need to have a methodical set of plans. You need to have a methodical budget that’s detailed — so you can justify every cost — because different insurance companies are going to pay out different ways.

And then also check with these insurance companies — some customers have told me if you don’t rebuild, they don’t give you the money.

So, if you have a million dollars, and you have some deductible that you can’t do or you choose not to build — they don’t just cut you a check.

So there’s a lot of tricks to this. But that’s something that you should review with your insurance people. And my belief is — if you’re organized, you understand what you want to build, you get them the information you need, and you get a good adjuster — you should be okay.

But I would caution people to frame what it is they want to build, because it may not be the dream where they’re sitting there going, “Oh, now I have a 3,000-square-foot house with 10-, 20-foot ceilings all over it. The insurance company is going to do it.”

No — they’re going to say you were insured for whatever — a million, two million, three million, seven hundred thousand — and what you can build for that money is what’s going to be available.

So I guess it’s like any other — being a good consumer. Learn about what you’re doing, understand the situation, and then hope it all works out.

Interviewer: There must be — I mean, what really are the basic issues which can cause people to just throw their hands in the air and say, “You know, we’re leaving”?

You know — people migrating away from areas after suffering a natural disaster. And what would you say are the best reasons to stay and rebuild? What are the pros and cons of both situations?

Steve Tuma: Well, the way a lot of people leave is sometimes the reality of the insurance process. And sometimes it’s just an emotional thing.

During it — after it — they’re like, “Yeah, we’re going to rebuild, we’re going to rebuild,” but then when they go through and see that, hey — the church is gone, the school is gone, the grocery store — is it coming back?

You know, sometimes there’s an emotional hit.

And sometimes what happens in a lot of these areas is — the developers come in.

Interviewer: Right.

Steve Tuma: And say, “Hey, your insurance company is going to do this, going to do that. Maybe you can or can’t rebuild. We’ll give you this money.” And then the people just skip to a different town or state and move on.

A lot of our customers from Paradise, California — at that fire a little while ago — ended up in other states. Arizona. Because in some cases, they were able to take that insurance money — where they couldn’t afford to build in California — but that same money the insurance company would give to them to build someplace else.

Interviewer: Right.

Steve Tuma: So that’s kind of the situation. I think of what it is.

And a lot of times, why people keep on building is — they love where they’re at. They’re in beautiful places. They’re in communities.

Some of the projects we’re involved with in Altadena — these are generational houses.

Interviewer: Right.

Steve Tuma: People are tied to it, tied to the community.

Well, it’s also something that — not everyone that lives in a two, three, four, five million home could afford to buy it today. It was that grandpa bought it in 1960 for $60,000. And it’s just been passed through the family. And then that’s how the family has it.

And they’re like, “Hey, it’s a beautiful place. My family’s here. My church, my kids, the school, the butcher, the newspaper guy — whatever it is.”

That’s something why I think a lot of people choose to stay there.

We’ve got customers that are very excited to rebuild — and actually energized. They’re like, “You know what? This is my chance now. I can get that ADU in my backyard.”

Interviewer: Right.

Steve Tuma: “Hey, the garage was unattached and it was too small.”

“Right. We have four cars now — not two little Model T’s in our 18 by 18 garage.”

So it’s kind of odd. The phoenix that comes out of this is sometimes something that’s very interesting to people. And they’re actually rebuilding.

One thing which will be interesting — which people don’t think about — is the tax base. A lot of these inner-family and homes that have been held for a long time — specifically in California — they’re locked into tax rates way back. Well now, if you rebuild, typically they charge you more.

So that’s one of the things that I think is currently being worked out.

So we’re here to help people get through the process. It’s not a race. It’s not like, “Hey, you’ve got to do it today.” We understand that these issues are here — whether it’s California, Colorado. We’ve done a lot of the fire houses — Northern California, Washington State, Arizona — different things. The hurricanes on the East Coast and Florida.

We’re here to help people through.

We’re helping a family with a marina in Florida — because it’s a commercial project. It’s on three or four years of getting things taken care of. And a commercial project is different than a residential home.

So I would tell people — if you’re going to rebuild, let’s do it. We will help. We’re on your team. We’re here to be supportive. We understand there’s going to be curveballs and ups and downs. But we’ll do everything we can to help a family through it.

And if insurance is a little squirrely — where you’re not getting everything you want — we can somehow work on a design or something so you can still get most of what’s available to make sure your house has it.

Because especially if it’s an older home, this home is going to be structurally superior, better energy efficiency, and a design for your lifestyle today — instead of a 30-, 40-, 50-year-old home that may have features that are just obsolete for today’s.

So in a sense, I don’t want to make it sound like it’s worth going through a disaster — but if you’re going to recover from it, there’s a lot of good things that can come out of this.

Interviewer: I think the saddest thing in a situation like that — because you were talking about the rising phoenix, and I could see how people might get excited about, “Well, you know what, this is a fresh start, and it’s too bad it happened, but let’s make the best of it.”

And I think the most sad thing is when you see elderly people who just walk away because — you know — what are they going to do? Where can they go?

Steve Tuma: Yeah, and they’re not going to be rebuilding a house that they’re only going to live in for maybe a very short time.

Well, I do have to say — we did a house in Paradise before the fire. It survived. A Landmark Home survived the Paradise fire.

Interviewer: The Paradise fire?

Steve Tuma: Now, I want to say that, hey — we’re so exceptionally great and, you know, we’re just such geniuses that we’re invincible. But I’d say there’s a little bit of luck involved there.

Interviewer: Sure.

Steve Tuma: Because that customer sent me pictures and it was just ashes everywhere.

And I was like, “Wow.” It almost looked like a Photoshop picture — but it survived.

And a lot of that’s because of the WUI — the Wildland Urban Interface — the hardening: the right type of roof, the right type of window, the right type of fascia, soffit, and sidings that make it harder for fire to engulf a house.

So that’s one of those things. So we’ve got some experience in this, and if someone’s up for it, we’re here.

We’ll take the time — understand compassionately, you know, the process that the family’s going through — and give it our all to make it smooth… to, you know, get back on track.

Interviewer: It’s good stuff, man.

Steve Tuma: Yeah. I mean, if you’re going to go through a disaster, it’s going to be a drag.

Steve Tuma: You’re going to hit some bumps. But I think Landmark is going to be able to help you through the rebuilding process. And that’s what you guys do — you help people.

Interviewer: Well, what’s interesting about this is — these developers are going in and buying two or three lots to put up bigger houses. Something’s going to happen economically with the comeback of these homes.

Steve Tuma: Right.

Interviewer: We don’t know what, but that economic situation could be tremendous — you know, a couple years down the road.

Steve Tuma: Yeah. It’s an opportunity in a very strange way.

Interviewer: Well, that’s going to wrap it up for the podcast for today. But before we let you go, Steve — as usual — please let our listeners know how to find out more about Landmark Home & Land Company.

Steve Tuma: Well, the best thing to do is check out our website at LHLC.com. Again, that’s LHLC.com, like the initials — Landmark Home & Land Company.

You can see everything there — our plans, our processes, videos, details like that. You can look through plans, send us an email and say, “Hey, what about this house?” — and we can help you.

You can also call 800-830-9788. Again, that’s 800-830-9788. Mike will work with you, review your project, see what’s going on, and kind of help the process.

And at some point, when you’re ready to go, Mike will pass you off to me. I’ll work with you directly through the whole project on the design, the engineering — whatever it takes for your house.

And that’s whether it’s a disaster situation or regular, you know, regular new construction situation. We’re here to help. That’s the best thing to do.

And, you know, we’re always available. Whatever we can do to help someone — we’re there.

Interviewer: Awesome. And congratulations again, Steve, on the 32 years. That’s a big deal. Congrats, man.

Steve Tuma: It’s just the beginning.

Interviewer: There you go — another informative chat with Landmark Home & Land Company President Steve Tuma.

And we want to thank all of you for taking the time to listen to the Panelized Prefab Kit Home Building Show. And we hope we’ve been able to help you feel more comfortable on your path to becoming a kit home owner-builder.

So for Steve Tuma and myself — have a great week ahead, and we will see you next time.

Steve Tuma: Thank you. Interesting topic.